Since our Successful Habits post made reference to the importance of having a plan (aka Goals) we felt it would be beneficial to provide some of the best available assets from around the web on this very subject. Far too often, people feel that setting goals is either a shear waste of time, or it just doesn’t apply to them. In either case, they are mistaken. No matter how good you are at setting personal goals, I urge you to take a look at some of the tips provided in …